Banking and Finance
Overview
Our team advises on a wide spectrum of financing transactions, including bilateral and syndicated loans, project finance, acquisition finance, structured finance, working capital facilities, external commercial borrowings (ECBs), lease rental discounting (LRD), non-convertible debenture (NCD) issuances, securitisation, debt restructuring and other bespoke financing structures. We regularly advise on transactions in sectors including infrastructure, renewable energy, real estate, manufacturing and financial services.
We advise throughout the financing lifecycle, including transaction structuring, legal due diligence, drafting and negotiation of finance and security documents, creation and perfection of security interests, satisfaction of conditions precedent and subsequent, regulatory compliance and issuance of legal opinions. Our lawyers work closely with clients and their financial, tax and technical advisors to structure financing solutions that are commercially viable and legally robust.
Experience
Our team has significant experience advising on complex domestic and cross-border financing transactions involving Indian and international lenders, financial institutions and borrowers. We regularly advise on syndicated and bilateral lending, acquisition finance, project finance, structured debt, security creation, intercreditor arrangements, debt capital instruments and cross-border financing under the Reserve Bank of India framework.
We also advise on financing involving non-convertible debentures, securitisation structures, refinancing, loan-on-loan transactions, debt restructuring, stressed asset financing and financing connected with insolvency and restructuring processes. Our practice regularly advises on matters involving the Reserve Bank of India regulations, the Foreign Exchange Management Act, 1999 (FEMA), Companies Act, 2013, SEBI regulations and other applicable regulatory frameworks. By combining technical legal expertise with a practical understanding of financing transactions, we assist clients in structuring, negotiating and executing transactions efficiently while protecting their commercial interests.
Insights
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The reintroduction of MDR on certain UPI transactions raises a key legal question: whether NPCI has the authority to determine merchant charges, or whether such rate-setting requires a clearer statutory basis.
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India’s 2026 amendments introduce a dedicated framework for synthetically generated information, combining faster takedown timelines with prevention, labelling, provenance, verification and stronger obligations for social media intermediaries.
Read ArticleProject Finance Under the RBI Directions, 2025
The RBI’s 2025 Project Finance Directions introduce a harmonised prudential framework governing project appraisal, financing, monitoring, restructuring and provisioning across India’s financial sector.
Read ArticleWho Has the Power to Set UPI MDR? The Legal Questions After the 2026 Rollout
The reintroduction of MDR on certain UPI transactions raises a key legal question: whether NPCI has the authority to determine merchant charges, or whether such rate-setting requires a clearer statutory basis.
Read ArticlePersonal Guarantor Insolvency After Subhash Chandra: The Limits of Creditor Voting and Tribunal Scrutiny
The proceedings examine creditor voting, judicial scrutiny and the binding effect of approved repayment plans, highlighting important unresolved questions for dissenting creditors in personal-guarantor insolvency proceedings.
Read Article180 Minutes to Respond: India’s New Regulatory Framework for Deepfakes and Synthetic Media
India’s 2026 amendments introduce a dedicated framework for synthetically generated information, combining faster takedown timelines with prevention, labelling, provenance, verification and stronger obligations for social media intermediaries.
Read ArticleProject Finance Under the RBI Directions, 2025
The RBI’s 2025 Project Finance Directions introduce a harmonised prudential framework governing project appraisal, financing, monitoring, restructuring and provisioning across India’s financial sector.
Read ArticleSolve complex challenges. Create lasting value.
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